Paper checks are an important banking instrument that enables secure financial transactions. Although there are several modern ways to make payments, like debit or credit cards and payment apps, checks still reign as one of the most common and preferred modes of transaction, especially among older generations. Whether one is running a small business, managing personal finances, or just prefers the tangible nature of a check, there are several convenient ways to order checks.
Ways to order checks for the first time
Here are a few ways to order checks for the first time:
1. Online banking app
One of the fastest ways to order a check online is to download the mobile application of one’s bank or financial institution, sign in to the account, and request a check under their specified section. For this step, though, one may require certain personal details like an account number, routing number, passcode, and zip code. It’s a perfectly safe and reliable option for ordering checks.
2. Put in a request to the bank
Alternatively, one can also approach any branch of one’s bank or credit union. Banks usually offer some initial checks for free, but one may have to cover the cost of additional checks. This cost may also be relatively higher than the other options.
3. Check out third-party vendors
One can also order checks from third-party vendors online, who often provide low-cost check printing services through their websites. One might have to provide essential information like routing and account numbers, addresses, contact details, and others. So, it’s important to ensure that the vendor is legitimate and reputable and complies with the regulations of the Consumer Product Safety Act.
One can print their own checks but this might be a tricky affair. It usually needs magnetic ink, check stock paper, and advanced printing software to print the checks that banks and merchants accept. So one might have to be extra careful in this regard.
Things to keep in mind while order checks
Here are a few things one should keep in mind when ordering checks:
1. Order in bulk
One way to save significantly on checks is to order them in bulk. Since the checks do not have an expiration date, one may find this option to be beneficial in the long run. Many vendors routinely offer deals on these bulk orders, so one can keep an eye out for them.
2. Do not wait until the last check
Oftentimes, people only realize that they have run out of checks and need to order more when they are on their last one. Ordering checks early can not only avoid hassles or stress but also save on add-on fees like expedited printing or shipping costs by the financial institution.
